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Health Discount and Dental Discount Programs: Will They Help Someone Like Me?

There is a new health care delivery system on the market called “Consumer Driven Health Care,” more commonly known as Health and Dental Discount Programs. As with many cutting-edge concepts, this one has created a bit of controversy. https://www.key10.fr/

It will come as no surprise to learn that the people making the most noise on one side or the other of the issue are the ones who are make their living in the health benefits industry.

Unfortunately, this professional “siding up” just leaves the general population stuck in the middle, confused and wondering what is best for them.

In reality, there is no reason to be up in arms over the new Health and Dental Discount Programs. These programs are not meant for everyone, but rather they were designed specifically for the people who have slipped through the cracks in the current health care coverage system.

If you have health insurance now, keep it! If you can get comprehensive health insurance, get it.

If, however, you are in one of the following situations, becoming a member in a dental and/or health discount program may very well help you:

1. You have been turned down for all health insurance due to a -existing condition.

2. You have a  existing condition, have been accepted for “high risk” health insurance, and are left paying out of pocket for your care until (or unless) the cost reaches a set deductible that is very high (for example until you have paid $6,000/year out of pocket – or more).

3. You have health insurance, but you still have to pay full price for one or more of the following services: at the dentist, for new glasses or contact lenses, for your prescription medicine, for chiropractic care.

4. You already have one of the tax-free Health Savings Accounts set up, along with the required catastrophic health insurance policy, and you are paying full price – either out of pocket, or out of your for your health care until (or unless) you meet the high deductible of the health insurance policy.

5. You have talked with your insurance agent, have gone over your budget, and you truly cannot find traditional insurance coverage that you can afford.

If you are in one of the situations described above, by all means add health and/or dental discount programs to the options you look into.

As you would when selecting any service company or professional, it is important to do your homework. Check the internet web sites to see which health and dental discount companies have providers in your area.

Look at the value of the programs … how much will you pay per month to be a member of a specific discounts program, and approximately what type of savings will you receive in the various care areas of care.

Find out if you have to sign a contract for a certain length of time on the discount program. See if the company offers any type of satisfaction guarantee.

Check into the company’s credentials … in other words, how they stand with the Better Business Bureau, Consumer Health Alliance, and American Association of Dental Plans. Check to see if the company is listed with Dun & Bradstreet to make sure they are financially fit.

If you have any question about whether a discount program will work for your situation, contact a representative from both the benefit discounts company and the traditional health insurance industry.

Expect true professionals in either segment of the health benefits industry to show a willingness to investigate ALL the options that are available to you at the present time. Insisting on this high level of service by your professionals will ensure that you receive the very best   package of health care protection possible.

Is a Health &/or Dental discount program something you should consider? Call  at 877-375-8494 or email h @4-health-benefits.com for more  Brett has over 17 years experience working with patients as a health care  _Fantastic_Dental_Discounts.h -health-benefits.com] for details. If you wish to publish this article, it must be published in it’s entirety along with active links and this resource box.

 

 

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What Types Of Florida Health Insurance Are Best?

A majority of Long Term Care Insurance policies are sold as comprehensive and stand alone health plans. These plans have options of annual, semi-annual, quarterly or even monthly premiums. There are also other types of payments like an abbreviated payment plan. The comprehensive Long Term Care Insurance plan is similar to the group health plan or individual health plan. This type of plan covers most of the health care alternatives. There are four primary methods to package Long Term Care Insurance.  https://bibloteka.com/

1. The Long Term Care Insurance may be packaged with life insurance with either or feature which is very beneficial and flexible. In case of policy holder dies, their beneficiary will get the death benefit. While in case of policy holder wants Long term care, prior to his/her death than instead of life insurance predetermined benefits are paid. You can buy this type of policy by either paying the one time premium of $ 50,000 or more or with quarterly, yearly premiums.

2. The Long Term Care Insurance is packaged as rider to life insurance policy’s cash value. This type of policy covers two different types and the premiums are also divided to pay for both.

3. The Long Term Care Insurance may be packaged with disability income policy. It can be used before the age of   This type of packaged policy is mainly for disability income but there are possibilities of long term coverage if premiums are paid after the age of 65.

4. The Long Term Care Insurance may be packaged with deferred annuity that has single premium option. This type of packaged policy is for those people who has around $ 50.000 or more money that is free and don’t mind if it is tied up.
There is pending legislation which if passed will make Long Term Care Insurance premiums exempted form tax.

What is Long term care?

The Long term care may be defined as when some one can not perform their emotional or physical needs without the help of other for extended time period than it is termed as Long term care. The external help required for activities like pain management, bathing, comfort and assurance, walking, toilet usage, meals providing, feeding, money management, phone answering, visiting doctor, shopping, taking medication, transport providing, laundry, grooming, paying bill, letter writings, small home repairs, yard maintaining, snow removing etc. are covered under Long term care. Able people take this type of activities for granted.

There are many reasons that are responsible for Long term care like disability, terminal condition, injury, illness, old age etc. It is found out that around 60 percentage of population require extended help during their life span. For some, the Long term care lasts for few days or weeks or months. But there are some persons for whom the Long term care goes for years. Depending upon the person’s condition they require different periods of care. The care may be divided in to two broad categories.

Ongoing Long term care: This type of care requirement is for extended period, may be for months or years. Ongoing Long term care is required when

1. Disabilities of permanent nature

2. medical conditions which are chronic

3. Daily routine require help

4. chronic pain

Temporary Long term care: This type of care requirement is for short period, may be only weeks or months. Temporary Long term care is required when

1. recovering from illness

2. Recovering from surgery

3. Recovering from injury

4. Terminal medical condition

5. Hospital stay for rehabilitation

The Long term care services may be given in an adult day servicing home, in the house of the patient, even in the house of patient’s friends or any of the family member’s house, in a board and care house or in a nursing home or many other such places.

Understanding Long Term Care Insurance benefits

Out of all insurance products the Long term care insurance is the most complicated health benefit product. The Long term care insurance provides around 16 options of different benefits. Out of this 16 options each option also offer 2 to 5 selections. The story does not end here, daily benefits gives other selections which may be rounded up to 30 in number. So theoretically there are hundreds or thousands of different policies possible in the same plan. With the results there is thousands of premiums combination. For lay man to grasp all this different combination of policy is very difficult.

So to make this thing simple, best way is to limit the choices. For example many employer will pre select only 2 to 4 different combination of benefit, and offer their employees only this with extra riders like inflation protection, shortened pay or non forfeiture. This procedure will leave thousands of options in to only 10 to 20. Many see advantages of this procedure but there are also some disadvantages.

Selecting from very limited options prevents many employees from selecting other batter and richer benefit plans. Some time it is also observed that limited number of benefits which is often proved to be inadequate. The obvious danger of offering limited benefit policy is employees may be under the false impression that they are covered for particular thing when actually they are not covered. For example to increase the employees’ participation rate they are offered incomplete protections which reduce the rate of premiums and superficially look very attractive. Some time initial payment may be lower but it increases as time passes.

It is always better to select a Long term care insurance plan that offers the option of additional benefits. These additional options are mostly medically under written, but the coverage is very broad. Contrary to belief that underwriting has very strict rules and it is very difficult to be eligible, around 95 % of employees are qualifies for medically underwritten Long term care insurance plan.

Health Savings Accounts (

The Health Savings Accounts (  is some what new in to the market of health insurance. Health Savings Accounts is based on entirely new concept and provide people with great option for health care insurance.

You should consider buying Health Savings Accounts insurance when you are seriously thinking health insurance as a form of investment. There are some restriction and regulations regarding Health Savings Accounts insurance plan. Different person find different benefits that is useful for them, for example if you are self employed than Health Savings Accounts insurance plan offer you the benefit like exemption from tax, up to the limit of $ 2,700 for individual plan and up to $ 5,450 for family plan.

For childless couple who does not own any health insurance, Health Savings Accounts insurance is good health plan, since purchasing Health Savings Accounts insurance and paying premiums regularly the amount of premiums will be accumulated in to tax free money. This money will be like lottery when after substantial time policy holder becomes old and their children becomes young. Large sum of money they will receive when they are old is really blessings.

 

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Natural Health Center – Living Well and Learning

Find Natural Health  ) in the United States and Canada. At a natural health   individuals can receive natural healing treatments and can also acquire knowledge about the various natural medicines available today. Whether you’re making your initial trip to a natural health  , or you’ve come back to learn more about innovative healthcare remedies, you are sure to be awed by some of the ancient and latest complementary medicines offered.    https://www.detroitescorts.site

For instance, a natural health  s one that promotes preventive medicine and wellness through natural healthcare. Some of the many healing arts services and products that are provided at a natural health include   medicine, acupuncture and Oriental medicine, herbal medicine, essential oils and supplements, Bach Flower remedies, chiropractic, and massage therapy, among other related modalities.

A natural health  that offers chiropractic medicine will commonly help patients to learn about and understand the various aspects of the treatment. A normal visit to a chiropractic natural health  entails a brief summary about what chiropractic is; its philosophy, and case-taking of the patient’s health history. Most chiropractic doctors (D.C.) in a natural health  will educate the patient on assorted terms including “dis-ease,” and ” .” In addition to taking an X-ray to  in locating   of the spine, patients are frequently welcomed back to the natural health  for public education classes to learn more about chiropractic medicine. Sometimes, chiropractic natural health offer other services like massage therapy, and natural nutrition consultations.

A natural health   that strictly provides wellness services like massage therapy, aromatherapy and   is appealing to day spa goers who want to look and feel younger and healthier. Massage therapy services at a natural health   day spa are often combined with essential oils and aromatherapy, herbal wraps and facials. Individuals who frequent natural health  like this will often find several natural healthcare and skincare products like herbal medicine, vitamins, supplements, lotions and oils.

In an Oriental medicine natural health   patients will learn about the various techniques and philosophies of  (Traditional Chinese Medicine), how acupuncture works, and may be   in Chinese herbal medicine nutrition. In some cases, a Doctor of Oriental Medicine may treat patients with cupping,   (Chinese medical massage), and   gong; among other associated methods.

and herbalists often work closely together in a natural health   where they provide a health analysis through the study of the eye,   balance, and   Clients quickly learn how certain indicators and markers on the iris may sometimes indicate health disorders and conditions. Herbal and supplemental prescriptions are often advised for therapeutic relief.

While there is a wide assortment of holistic healing and wellness clinics throughout the United States and in Canada, one can be certain that a trip to the natural health  will be both noninvasive and educational. In most cases, patients and clients who have visited a natural health  find a sense of overall and better understanding to these sometimes misunderstood fields of integrative medicine.

If you (or someone you know) are interested in finding natural health  (s) and natural healing schools, let professional training within fast-growing industries like massage therapy, cosmetology, acupuncture, oriental medicine,  , and others get you started! Explore career school programs near you.

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NOTICE: Article(s) may be republished free of charge to relevant websites, as long as Copyright and Author Resource Box are included; and ALL Hyperlinks REMAIN intact and active.

 

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Benefits of Personal Health Records

Gone are the days when people used to carry their health records in unwieldy files when visiting a doctor. The advances in technology made it is possible to carry the entire documents in pocket-sized devices like CD- , pen drives and now on dedicated websites who take the responsibility of saving and updating medical data. To keep a track of our medical history and share and use it when necessary, we need to create a personal health record. Let us try to understand what it is exactly and what it can do for us and how can they make our life easy.  cool gadgets

A personal health record is the consolidated information related to health; stored and managed by an individual. Today, they are also popularly known as, personal health diary, patient health record, or personal medical records. While the concept of this type of records is not new, it has evolved from a stage when these records were stored by the medical professionals and health care providers; to a stage where each person today is keeping their health records by using various technologies such as websites, personal health software and so on. The primary purpose of these is:

o To keep a track on personal health and

o To help the doctors for providing better care through the valuable health information.

Ideally, it should contain every single bit of information related to your health. The information stored in it may differ according to the software or service providers, but any personal health records will contain the crucial health information. Some of the most common parameters that a personal health record contains are as follows:

o Name of the patient, birth date, blood type

o Date of last physical tests or screenings

o Major illnesses or diseases occurred in past with dates

o List of medicines and dosages taken by you

o Allergies and chronic diseases

o History of illnesses in your family

This piece of information can be very important in case of emergencies and can save your life.

Personal health records have numerous benefits not only to the users but also to the health care systems and physicians. A detailed health record can be used by physicians to take important decisions in time of emergencies. Some of the significant benefits of personal health records are as follows:

o Empowering patients: personal health record allows the patients to access, update and verify their own medical records. With the use of personal health records, one can also set reminders for health maintenance services.

o Improves patient-doctors relationship: this is especially true when you have a family doctor or a physician to whom you frequently visits. Doctors find it easy to communicate with patients who own personal health records.

o Improves patient’s safety: As the patient keeps updating their health records, it helps them to identify missed procedures and services, drug alerts, and important test results.

o Delivers efficient care: personal health records also avoid  testing and unwanted or unnecessary services.

o Cost-effective tool: patients can save huge amounts which are otherwise spent unnecessary on malpractice costs.

o Privacy: personal health records can be kept confidential by using passwords. Today, most of us want our health records to be safe and secure in our hands so that no one misuses it. It allow patients to keep their health documents safe and secured.

 

 

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Understanding Holistic Health

Many people are looking for a more holistic health approach to meet their health care needs these days, but don’t quite understand what it means or how it will benefit them. More and more consumers are becoming aware that our current health care system is failing us in more ways than one and some kind of action is required, but get frightened or diverted by other’s negative perceptions and  of natural health which is really based on misinformation and lack of understanding. https://bibloteka.com/

Most   of alternative health modalities is   by the unfortunate fact that modern medicine tries to discredit alternative means of healing because it is much more profitable for them to use surgery and pharmaceuticals, not on any real grounds for concern. The topic of alternative health always brings out the doubting Thomas’s who scream quackery and voodoo. You may hear that they tried a holistic method without any success or that they had some weird side effect or even felt worse.

Here’s a couple important points to keep in mind. Their experience may be true but that does not mean it is true for everyone and there could be other reasons that contributed to their experience. We can very easily find another group of people who had great success and no side effects with the exact same treatment method they used.

This is because not everyone’s body responds to a particular treatment or healing approach in the exact same way. Even though you may share the same health condition with someone else, each of you has a unique body chemistry and genetics and the same disease can have a different process or impact from person to person. Each of these factors influences the results that will be achieved. In addition to that, someone with a liver, lymph system, endocrine system or other organ or system that doesn’t function optimally may have a very different response than someone who has healthier organs and systems.

Just because one treatment approach is ineffective for one person, does not meant it will be ineffective for you or others and that doesn’t mean that “all” holistic health care is ineffective. Results can be completely different from individual to individual. A lot of times it requires some trial and error to find what works best with your biochemistry and specific circumstances.

Additionally, this is true whether we are talking about a holistic health method or traditional pharmaceuticals. Regardless of whether we’re talking about natural remedies or prescription drugs, what is effective for one may not work at all for another, but overall holistic health is much more effective and a lot safer. We can find hundreds of thousands of people who have severe side effects, get worse, develop more serious health conditions or even die from prescription drugs. On the other hand, these events are rare within the field of natural health.

Holistic health or alternative health has actually been around longer than prescription medication or so called “modern” medicine. Plants and herbs have been used successfully to heal by many for centuries and most pharmaceutical drugs have their roots in herbal medicine. For example, the common and popular aspirin originated from an herb called white willow bark.

However, a crucial fact that many are not aware of is that just because something is natural does not mean it will automatically be free of side effects, complications or risks. Many people doctor themselves before first doing their homework and having a thorough understanding of the method they are using.

Herbs, plants, vitamins, minerals, or any alternative treatment method can be just as potent as a prescription and requires a great deal of education and research to be sure you achieve the desired results. They should be taken or performed as prescribed by a knowledgeable health care provider. For example: some holistic remedies that are effective for depression can have a negative effect on someone with Parkinson’s.

Too much or too little of a particular herb can be ineffective, while too much of a vitamin or mineral can be just as bad as not enough. There can be complications or interactions even within natural substances, as one herb or even treatment modality such as massage or acupuncture may counteract or rev up another treatment approach and vitamins and minerals work in conjunction with one another

Additionally, herbs and other natural substances can interact with prescription medication and reduce it’s effectiveness and vice versa. Its extremely important that you consult with a holistic health care provider and disclose all medications and conditions prior to medicating yourself.

Another important issue that may impact results of a holistic health remedy is the quality of the product or service you use. It’s vital to do your homework in this area as well and only use products and services from reputable companies. The natural health field is not immune to sales hype and scamming. You must be a diligent and informed consumer regardless of what path you follow.

Breaking free from the old way of thinking that conditions us to believe that drugs and surgery are the superior method of treatment can be frightening and difficult. It may seem foreign, threatening or strange at first, but when you get the facts about holistic health, you  that it makes a lot of sense.

Holistic health offers us an abundance of wholesome, non-toxic, affordable approaches from herbal remedies and nutritional supplements to massage, acupuncture, yoga, detoxification, changes in lifestyle, environment and diet or colon cleaning, chiropractic manipulations, meditation and many more that attempt to not only restore balance and harmony in the body, but to society and the planet as well.

It’s an empowering approach where the patient works with the health care provider as a team and is encouraged to be an active participant in the health care plan, educate themselves about their condition and engage in a variety of self-care techniques and practices.

Unlike modern medicine, which only attempts to suppress symptoms, holistic medicine attempts to correct the health condition by finding the underlying cause. Instead of stuffing everyone in a cookie cutter treatment plan, holistic health care is a whole body/mind approach that is   according to each person’s specific needs.

The ultimate goal is to enable each person to reach their highest sense of well-being, function as optimally as possible and live life as fully as possible regardless of the presence or absence of disease.

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What’s The Definition Of Physical Health and Does Good Health Naturally Mean All Natural Is Good?

Let’s begin with a good health definition in general. The WHO health definition (World Health)

What’s the definition of physical health?

Is there one?JAMB Subject combination

Based on the WHO health definition as it applies to physical health, is it safe to say that simply because everything is working as it should in the absence of disease or infirmity (weakness or ailment), that we’re not necessarily in good physical health?

What do you think?

I personally believe there is more to being healthy in the moment. On the other hand, I also believe that because we are only guaranteed the present, if you’re healthy, don’t take it for granted. Enjoy it while you can.

I also believe the state of our physical health depends largely on our personal health plan. In other words, it depends on how well we take care of ourselves on a regular basis. That includes:

Eating habits
Exercise habits or lack thereof
Sleep habits
Spiritual habits
General living habits
Without seeming as though I am a pundit, expert or zealot about any of the aforementioned, that I am personally the definition of physical health, the definition of spiritual health, or anything that resembles the definition of good health, in a nutshell, what I’m saying is all the bullet points have a bearing on our physical health.

What do you think?

It’s about good health

One dictionary provides this definition of health:

“The general condition of the body or mind with reference to soundness and  good health; poor health.”

The ancient Roman poet Virgil said, “The greatest wealth is health”.

I couldn’t agree more but I am a bit troubled by the amount of over-emphasis placed on physical health, as if it is mutually exclusive from the other aspects of health.

I believe health is about:

Physical
Mental
Emotional
Spiritual
Financial
The “soundness and  ” in which we pursue and maintain these factors has a direct and indirect effect on each and every one of the factors.

Furthermore, I find it troubling that the word wealth is so overly associated with money and financial wealth.

It’s not to say that I don’t see the importance of physical health and financial wealth. They are both key components of overall health but they are not stand-alone concepts.

What are your thoughts?

All Natural

The “all natural” phenomenon, especially as it applies to food, is one of the biggest marketing ploys ever. If it’s not a scam, it’s a joke.

It means nothing!

There is a HUGE difference between organic and all natural. Don’t confuse the two and by all means don’t fall for the propaganda that leads you to believe they are one and the same. They’re not.

Organic, at least as it applies to food, is highly regulated. It actually means something. However, keep in mind that just because it’s organic doesn’t necessarily mean it’s healthy.

All natural can mean pretty much anything. As far as the food we eat is concerned, it is not regulated. It is a highly misleading tag.

Don’t be fooled.

I’m not saying don’t enjoy it. I’m not saying all natural is bad. I’m simply saying it’s about as superfluous term as there ever was. There is no depth to it.

My formula

For me, it all boils down to a few simple concepts and principles beginning with:

Honesty
Respect
Best Effort
These are indispensable. They cost nothing and should be applied at all times.

Next are the 5 F’s:

Food – Not just what we eat but includes anything we consume physically, mentally, emotionally, and spiritually. If we are what we eat, this says it all.
Fitness – Includes all the 5 bullet points mentioned above
Finances – Affected by the previous two and affects the previous and next two
– It’s about completion and includes all the bullet points mentioned
Fun – The importance of how it affects health and is affected by it is often overlooked
I have tagged the 5 F’s as the components of a bulletproof life.

To sum it up, all the above is important but the proper balance is the key. I believe too many of us are simply out of balance. Furthermore, there is not a one-size-fits-all balancing act.

Last but not least, from the late,

“Health nuts are going to feel stupid someday, lying in hospitals dying of nothing.”

Agree? Disagree?

Leave comments.

Bob is a retirement planning and safe money professional who  in life insurance products and who has more than 20 years experience.

 

 

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Making the Choice to Execute a Health Care Power of Attorney and Living Will

Advances in                    https://spynaija.com                     medical technology, recent court rulings and emerging political trends have brought with them a number of life-and-death choices which many have never before considered. The looming prospect of  physician-assisted suicide is one such choice which severely erodes the inherent value and dignity of human life. The much  efforts of certain doctors to provide carbon monoxide poisoning or prescribe lethal drugs for their terminally ill patients constitute euthanasia. So may the removal of certain life-sustaining treatments from a patient who is not in a terminal condition. Euthanasia and   suicide, in any form,   against life; they must be and are rejected by the vast majority of U.S. states.

However, people faced with these difficult dilemmas should be made aware that there are morally-appropriate, life-affirming legal options available to them. One such option, for Catholics and others, can be a “health care power of attorney” and “living will.” South Carolina State law allows you to appoint someone as your agent to make health care decisions for you in the event you lose the ability to decide for yourself. This appointment is executed by means of a “health care power of attorney” form, a model for which can be obtained from your attorney.

A health care power of attorney can be a morally and legally acceptable means of protecting your wishes, values and religious beliefs when faced with a serious illness or debilitating accident. Accordingly, for persons wishing to execute health care powers of attorney, see the following instructions and guidance from the authoritative teachings and traditions of various religious faiths.

The intent of the health care power of attorney law is to allow adults to delegate their God-given, legally-  right to make health care decisions to a designated and trusted agent. The law does not intend to encourage or discourage any particular health care treatment. Nor does it  or promote euthanasia, suicide or assisted suicide. The health care power of attorney law allows you, or any competent adult, to designate an “agent,” such as a family member or close friend, to make health care decisions for you if you lose the ability to decide for yourself in the future. This is done by completing a health care power of attorney form.

You…

o Have the right to make all of your own health care decisions while capable of doing so. The health care power of attorney only becomes effective when and if you become incapacitated through illness or accident.

o Have the right to challenge your doctor’s determination that you are not capable of making your own medical decisions.

o CAN give special instructions about your medical treatment to your agent and can forbid your agent from making certain treatment decisions. To do so, you simply need to communicate your wishes, beliefs and instructions to your agent. Instructions about any specific treatments or procedures which you desire or do not desire under special conditions can also be written in your health care power of attorney and/or provided in a separate living will.

o Can revoke your health care power of attorney or the appointment of your agent at any time while competent.

o May not designate as your agent an administrator or employee of the hospital, nursing home or mental hygiene facility to which you are admitted, unless they are related by blood, marriage or adoption. 1996

Your agent…

o Can begin making decisions for you only when your doctor determines that you are no longer able to make health care decisions for yourself.

o May make any and all health care decisions for you, including treatments for physical or mental conditions and decisions regarding life-sustaining procedures, unless you limit the power of your agent.

o Will not have authority to make decisions about the artificial provision of nutrition and hydration (nourishment and water through feeding tubes) unless he or she clearly knows that these decisions are in accord with your wishes about those measures.

o Is protected from legal liability when acting in good faith.

o Must base his or her decisions on your wishes or, if your wishes cannot be reasonably ascertained, in your “best interests.” The agent’s decisions will take precedence over the decisions of all other persons, regardless of family relationships.

o May have his or her decision challenged if your family, health care provider or close friend believes the agent is acting in bad faith or is not acting in accord with your wishes, including your religious/moral beliefs, or is not acting in your best interests.

CONSIDERATIONS FOR ALL PEOPLE FROM CHRISTIAN/CATHOLIC TEACHING

The following is an attempt to gather information from the doctrines of Christianity, Catholicism, and Judaism to see if there are any commonalities with regard to health care agencies and living wills. We will see that all three religions have placed a value on dying with dignity and the right of the person to direct how their dying process will occur.

A major tenet of the faith is that it is unethical to take a life. It is not the highest of all values to stay alive, but you cannot affirmatively take steps to kill someone. The church is strongly against euthanasia and suicide. But often if the patient and medical care providers permit nature to take its course without heroic intervention, the person’s life may be taken by God.

This is a narrow path. Taking a life is inappropriate; on the other hand, using heroic medical measures to keep a body biologically functioning would not be appropriate either. Mere biological existence is not considered a value. It is not a sin to allow someone to die peacefully and with dignity. We see death as an evil to be transformed into a victory by faith in God. The difficulty is discussing these issues in abstraction; they must be addressed on a case-by-case basis. The Christian church’s view of life-and-death issues should ideally be reflected in the living will and health-care proxy.

Roman Catholic teaching celebrates life as a gift of a loving God and respects each human life because each is created in the image and likeness of God. It is consistent with Church teaching that each person has a right to make his or her own health care decisions. Further, a person’s family or trusted delegate may have to assume that responsibility for someone who has become incapable of making their decisions. Accordingly, it is morally acceptable to appoint a health care agent by executing a health care power of attorney, provided it conforms to the teachings and traditions of the Catholic faith.

While the health care power of attorney law allows us to designate someone to make health care decisions for us, we must bear in mind that life is a sacred trust over which we have been given stewardship. We have a duty to preserve it, while   that we have no unlimited power over it. Therefore, the Catholic Church encourages us to keep the following considerations in mind if we decide to sign a health care power of attorney.

1. As Christians, we believe that our physical life is sacred but that our ultimate goal is everlasting life with God. We are called to accept death as a part of the human condition. Death need not be avoided at all costs.

2. Suffering is “a fact of human life, and has special significance for the Christian as an opportunity to share in Christ’s redemptive suffering. Nevertheless there is nothing wrong in trying to relieve someone’s suffering as long as this does not interfere with other moral and religious duties. For example, it is permissible in the case of terminal illness to use pain killers which carry the risk of shortening life, so long as the intent is to relieve pain effectively rather than to cause death.”

3. Euthanasia is “an action or omission which of itself or by intention causes death, in order that all suffering may in this way be eliminated.” “[Euthanasia] is an attack on human life which no one has a right to make or request.”

4. “Everyone has the duty to care for his or her own health and to seek necessary medical care from others, but this does not mean that all possible remedies must be used in all circumstances. One is not obliged to use ‘extraordinary’ means – that is, means which offer no reasonable hope of benefit or which involve excessive hardship.

5. No health care agent may be  to deny personal services which every patient can rightfully expect, such as appropriate food, water, bed rest, room temperature and hygiene.

6. The patient’s condition, however, may affect the moral obligation of providing food and water when they are being administered artificially. Factors that must be weighed in making this  include: the patient’s ability to assimilate the artificially provided nutrition and hydration, the imminence of death and the risks of the procedures for the patient. While medically-administered food and water pose unique questions, especially for patients who are permanently unconscious, decisions about these measures should be guided by a presumption in of their use. Food and water must never be withdrawn in order to cause death. They may be withdrawn if they offer no reasonable hope of maintaining life or if they pose excessive risks or burdens.

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How To Get Super Cheap Health Insurance

Seeking              https://www.monalise.dk/                   out budget friendly health policies is feasible, there is lots of businesses that will assist you to locate health care insurance that can work for you and stay in within your budget. In fact that many men and women just have no idea where to find medical health policies. Connecting with a company that is able to seeking out health care insurance companies can take the hassle away from choosing the right health policy. For individuals who don’t need to use a company to uncover inexpensive medical health insurance you have the Online world.

Countless numbers of citizens in America simply go without having a quality health policy for the reason that they feel they cannot find inexpensive health care insurance. This may describe the reason why there is lots of men and women in the USA who decide to go without having a health policy. Those that do not have health insurance will be less likely to go to a health care professional. This means that a lot of times disease and other ailments are not  till they have developed.

A lot of several items that will certainly determine what your own month to month health care insurance is going to be. Your health policy charges will change based upon the kind of coverage you have. For example, would you only need health care insurance for yourself, or your entire family members? The answer may have an impact upon any kind of estimates you obtain. Are you younger, or are you in your older years? Many medical health insurance companies adjust your premium in relation to your actual age. Are you self-employed, or are you currently acquiring medical health policy via your work? This may also impact the expense of your health insurance plan.

You will never know whenever any sort of accident might occur and you will need a trip to clinic for stitching or a busted bone fragments. These types of bills will prove to add up fast yet if you have medical health insurance, you will get the assistance you will need without the worry of obtaining a big bill. If you cannot afford to settle your health care bills, your own credit score might even suffer. For those who have medical health insurance, you can prevent these kinds of difficulties from ever taking place and your own credit rating will be guarded for your personal future and your health.

Another way you can make certain that your particular insurance charges are lowered is to raise the amount of your health policy deductible. Increased insurance deductibles equal more affordable monthly premiums. Anyone that provides current health conditions that need considerable hospital treatment could find it essential to have a bigger month to month premium. Merely by studying health care insurance choices online and spending just a couple of hours researching may well save a little money on a monthly basis. Find a variety of estimates from insurance carriers which meet your health and spending budget requirements and you’ll find affordable health insurance. It’s also possible to find that acquiring health care insurance on the net can help you save some of your hard earned cash.

 

 

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Do You Need a Health Breakthrough? Consider a Wellness Program

Are you stuck              https://www.monalise.dk/            in a health rut? Do you need some expert advice and support to help you make a breakthrough with your health? If so, you may benefit from taking part in a wellness program. In this article wellness coach Wesley Smith explains how wellness programs work to support you to get over your current health challenges and back onto the path of feeling good. Is it time you made some health supporting changes in your life? If you are ready to make some changes then you may be ready for a wellness program.

What is Wellness

Wellness is feeling healthy and happy. Wellness is having the energy to put into those things that are meaningful in your life. Wellness can mean discovering what brings you meaning and satisfaction. Finding wellness means overcoming chronic health problems and making lifestyle changes that support your health goals.

Set Your Goals

A wellness program starts with helping you to clarify your health goals. Reaching your goals is going to require you to make changes to your current lifestyle and that’s why it’s important to make the connection between the goals you want to reach and why you want to reach them. This may sound obvious but it is a crucial step to helping you sustain your effort throughout and beyond the program. It’s exploring the reasons why we want to do something that creates momentum. Take the goal of having more energy for example, having more energy is a great goal, but the crucial question is what are you going to do with that energy? Would having more energy mean you are no longer exhausted in the evening after work so you can do something you enjoy like an art class or a catch up with friends? Would you like to have more energy so you can keep up with your children or grandchildren? Would you like to go  play sport, get fit again? Can you see how it’s the activity that is associated with having more energy that you can get excited about. You need to find your own personal examples that speak to and inspire you, so that the effort required to stick with your health supporting choices is able to be sustained. So step one is to define your goals within a time frame (for example 12 weeks) and then elaborate on how each goal will benefit you and use specific examples that really mean something to you and will inspire your sustained commitment to reaching your goals.

Assess Your Health

The next step is to get a clear assessment of your current state of health and what factors are underpinning your current health issues. If you understand what’s happened with your health then you have insight into what needs to change. It’s also helpful to understand your health strengths and weaknesses, which may include discussions about the state of your nervous system, immune system, endocrine system, the underlying health of your vital organs and your emotional and mental health. At this stage its really helpful to have a good wellness coach who can objectively see your health issues and has the experience to be able to help you prioritise what you have to do next. When you start out in a wellness program, it’s important to see progress to sustain your motivation and belief that you can be well. Its the wellness coach’s most important role to be able to see where you are stuck and give you relevant and personally meaningful advice that sets you back on track to your goals. Without that insight we can end up wasting a lot of time and effort and without the benefits we’re hoping to achieve. In other words, a good wellness coach can see where you are stuck and show you how to get unstuck.

Individual Health Report

In a wellness program, following on from your initial consultation, you will receive a comprehensive individual health report, which sets out your health goals as you have defined them, goes into detail about your current health status, the health issues that need to be address and the changes you need to make to to meet the goals that you have set. The health report allows the wellness coach to cover more than you can cover in a one hour consult, its also beneficial to have all the information in a written for so you can go over it again and again.

Supporting Therapies

A wellness program also involves a number of treatments with specialist practitioners which may include a combination of acupuncture, massage, nutritional and herbal medicine consultations. These session are important to support the changes you are making in your lifestyle. For instance, if you are not sleeping well then the appropriate therapies will re-establish a regular sleep pattern. Change requires effort so having more restful and regular sleep can give you the boost you need to set you on your way. Treatment sessions are the extra support that helps ensure you make progress and don’t fall back or get stuck. You have the opportunity to discuss your experiences and to have your questions answered.

Cultivating Wellness

A wellness program also includes learning how to cultivate wellness. A wellness program needs to do more than solve your current health issues, its should set you up for life by teaching you how to continue to improve your health once the program is over. You know the saying about how if you give a mean a fish he has a meal for a day, but if you teach him how to fish he has food for life. The same principle applies to wellness, a good wellness coach will support you through helping you cultivate a healthy lifestyle as well as teaching you specific health promoting activities which may include nutritional principles, breathing practices, relaxation techniques and energy cultivation techniques that are relevant to your needs. That way you have the capacity to sustain your  beyond the program. The program is designed to help you get well, be well and live well.

I hope this summary has helped you understand what a wellness program is and whether you could benefit from having some support to reach your health goals.

 

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Choosing the Right Health Insurance Plan

The economy                  https://www.monalise.dk/                             has millions of Americans out of work and health care insurance. American families can not wait for a health care reform plan. These families need coverage now. They rely on services such as health insurance quotes These online services provide access to health insurance, online quotes, and peace of mind. These services are priceless to many families that have access to the internet but may not have transportation to local health insurance agencies. Let’s face it, unemployment barley pays the bills.

Without insurance these families have no way to care for the health care needs of their families. This puts even more stress on an already stressful family situation. Knowing there are options such as health insurance quotes is a much needed peace of mind.

What do health insurance quotes do? Health insurance quotes allow the buyer to put in information and choose the right health insurance quote that meets their individual or family needs. Most families and individuals have a set budget in mind for what they want to spend on health care. Health care quotes help them achieve that goal and stay within their budget.

Group benefits are also available for those companies that have larger groups of employees. These companies do not have time to call every health agent and wait for them to call them back with a health insurance quote that is not in their budget. That is where the instant health care quotes online come into play. They do what many hometown agents do not.

Tax incentives for the business owner and the employees. Who couldn’t use a tax break in this economy? As a small business you as the business owner may not have health care coverage on yourself. If you choose a group health plan with tax incentives, you could also include yourself in the policy. You as the business owner now have coverage as well as your employees.

Taking advantage of online health quotes is available to individuals, families, groups, small business, mid-size businesses, and large businesses as well. It’s an easy way to compare quotes, cost and coverage.

Having these services saves time, money, and offers more than just a service. It offers peace of mind. In our daily lives peace of mind is priceless. Health care is a much needed tool to help save on expenses such as doctor visits, prescription medications, evaluations, lab services and surgeries.

Millions of Americans will become sick, get injured or need a regular check-up this year. Without having a health care provider these people will have to pay full cost out of pocket. Many will choose not to even be seen by a doctor because of lack of health insurance. In the long run this could be devastating. Prevention is less costly. Treatment immediately is helps cut back on future visits, thus cutting the cost of out of pocket expenses for medical.